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Columbus (/k?'l?mb?s/) is an American city�the state capital of and largest city in the state of Ohio. It is the 15th largest city in the United States, with a population of 822,553 (2013 estimate). It is the core city of the Columbus, OH Metropolitan Statistical Area (MSA), which encompasses a ten county area. Under the Metropolitan Statistical Area (MSA) model, it is the third largest metropolitan area in Ohio, virtually tied with the Cleveland MSA and slightly behind the Cincinnati MSA (which includes portions of Kentucky and Indiana).Under the Combined Statistical Area (CSA) model, the Columbus, OH Metropolitan Statistical Area was the 28th largest in the United States. According to the U.S. Census Bureau, the Columbus-Marion-Zanesville, OH Combined Statistical Area (which also includes Marion, Chillicothe, and Mount Vernon) has a population of 2,370,839, making it the second largest metropolitan area in Ohio behind Cleveland, Ohio. It is also the fourth most populous state capital in the United States, and the third largest city in the Midwestern United States.Columbus is the county seat of Franklin County. The city proper has also expanded and annexed portions of adjoining Delaware County and Fairfield County. Named for explorer Christopher Columbus, the city was founded in 1812 at the couence of the Scioto and Olentangy rivers, and assumed the functions of state capital in 1816.The city has a diverse economy based on education, government, insurance, banking, fashion, defense, aviation, food, clothes, logistics, steel, energy, medical research, health care, hospitality, retail, and technology. Columbus is home to the Memorial Institute, the world's largest private research and development foundation; Chemical Service, the world's largest clearinghouse of chemical information; Jets, the world's largest fractional ownership jet aircraft fleet; and The Ohio State University, one of the largest universities in the United States. As of 2013, the city has the headquarters of five corporations in the U.S. Fortune 500: are also based in the Columbus metropolitan area.In 2012, Columbus was ranked in 's 50 best cities in America. In 2013, gave Columbus an A rating as one of the top cities for business in the U.S., and later that year included the city on its list of Best Places for Business and Careers. Columbus was also ranked as the no. 1 up-and-coming tech city in the nation by in 2008, and the city was ranked a top ten city by Relocate America in 2010. In 2007, fDi Magazine ranked the city no. 3 in the U.S. for cities of the future, and the Columbus Zoo and Aquarium was rated no. 1 in 2009 by USA Travel Guide.Columbus has a generally strong and diverse economy based on education, insurance, banking, fashion, defense, aviation, food, logistics, steel, energy, medical research, health care, hospitality, retail, and technology. In 2010, it was one of the 10 best big cities in the country, according to Relocate America, a real estate research firm. ranked Columbus and its metro area as the No. 7 best place in the country to operate a business in 2008. In 2012, Magazine ranked the city as the best city for working moms. In 2007, the city was ranked No. 3 in the United States by fDi magazine for ""Cities of the Future"", and No. 4 for most business-friendly in the country. Columbus was ranked as the seventh strongest economy in the United States in 2006, and the best in Ohio, according to Policom Corp. In 2011, the Columbus metropolitan area's GDP was $94.7 billion, up from $90 billion in 2009, up from $85.5 billion in 2006, $75.43 billion in 2005, and $69.98 billion in 2001.

 

Cleveland /'kli?vl?nd/ is a city in the state of Ohio and is the county seat of Cuyahoga County, the most populous county in the state. The city is located in northeastern Ohio on the southern shore of Lake Erie, approximately 60 miles (97 km) west of the Pennsylvania border. It was founded in 1796 near the mouth of the Cuyahoga River, and became a manufacturing center owing to its location on the lake shore, as well as being connected to numerous canals and railroad lines. Cleveland's economy has diversified sectors that include manufacturing, financial services, healthcare, and biomedical. Cleveland is home to the Rock and Roll Hall of Fame.As of the 2013 Census Estimate, the city proper had a total population of 390,113, making Cleveland the 48th largest city in the United States, and the second largest city in Ohio after Columbus. Greater Cleveland, the Cleveland-Elyria-Mentor, OH Metropolitan Statistical Area, ranked 29th largest in the United States with 2,064,725 people in 2013. Cleveland is part of the larger Cleveland-Akron-Canton, OH Combined Statistical Area, which in 2013 had a population of 3,501,538, and ranked as the country's 15th largest CSA.Residents of Cleveland are called ""Clevelanders"". Nicknames for the city include ""The Forest City"", ""Metropolis of the Western Reserve"", ""The Rock and Roll Capital of the World"", ""C-Town"", and the more historical ""Sixth City"" (at its peak in the 1950s, Cleveland was actually the fifth most populous U.S. city). Due to its proximity to Lake Erie, the Cleveland area is often referred to locally as ""The North Coast"".Cleveland's geographic location on the Cuyahoga River and Lake Erie has been key to its growth. The Ohio and Erie Canal coupled with rail links helped establish the city as an important business center. Steel and many other manufactured goods emerged as leading industries.

 

Cincinnati (/s?ns?'n�ti/) is the third largest city in Ohio and the 65th largest city in the United States by population within the city limits. It is also the county seat of Hamilton County. Settled in 1788, the city is located on the border between Ohio and Kentucky at the couence of the Ohio River and the Licking River. According to the 2010 census, the population of the metropolitan area was 2,214,954 - the 28th largest Metropolitan Statistical Area (MSA) in the United States and the largest centered in Ohio. Residents of Cincinnati are called Cincinnatians.In the early 19th century, Cincinnati was an American boomtown in the heart of the country to rival the larger coastal cities in size and wealth, at one point being the 6th largest city in the United States by population, surpassed only by the older, established settlements of the Eastern Seaboard and New Orleans. Because it is the first major American city founded after the American Revolution as well as the first major inland city in the country, Cincinnati is sometimes thought of as the first purely American city. It developed with less European immigration or iuence than eastern cities in the same period; however, it received a significant number of German immigrants, who founded many of the city's cultural institutions. By the end of the 19th century, with the shift from steamboats to railroads, Cincinnati's growth had slowed considerably and the city became surpassed in population by other inland cities, Chicago and St. Louis.Cincinnati is home to two major sports teams, the Cincinnati Reds, one of the oldest franchises in , and the Cincinnati Bengals of the . The University of Cincinnati, founded in 1819, is one of the 50 largest in the United States. Cincinnati is known for its historic architecture. In the late 1800s, Cincinnati was commonly referred to as ""Paris of America,"" mainly due to significant architectural projects, like Music Hall, the Cincinnatian Hotel, and the Department Store.Many major corporations have their head offices in Cincinnati such as nc., among many others.

 

Toledo (/t?'li?do?/) is the fourth most populous city in the U.S. state of Ohio after Cincinnati, Cleveland, and Columbus and is the county seat of Lucas County. Toledo is in northwest Ohio, on the western end of Lake Erie, and borders the state of Michigan. The city was founded in 1833 on the west bank of the Maumee River, originally incorporated as part of Monroe County, Michigan Territory, then re-founded in 1837, after conclusion of the Toledo War, when it was incorporated in Ohio.Toledo grew quickly as a result of the Miami and Erie Canal and its position on the railway line between New York and Chicago. It has since become a city well known for its art community, auto assembly, education, healthcare, and local sports teams. The city has also became known for its glass industry which has earned the nickname, ""The Glass City"".The population of Toledo as of the 2010 Census[update] was 287,208, making it the 67th-largest city in the United States. The Toledo metropolitan area had a population of 651,429, and was the sixth-largest metropolitan area in the state of Ohio, behind Cincinnati-Northern Kentucky, Cleveland, Columbus, Dayton, and Akron.Before the industrial revolution, Toledo was a port city on the Great Lakes. But with the advent of the automobile, the city became best known for industrial manufacturing, although these industries have declined considerably in recent decades. Both and had factories in metropolitan Toledo, and automobile manufacturing has been important at least since Kirk,[31] which began operations early in the 20th century. Though the largest employer in Toledo was for much of the 20th century, this honor has recently gone to the University of Toledo. Manufacturing as a whole now employs fewer Toledoans than does the healthcare industry, now the city's biggest employer. Manor Care is an up-and-coming Fortune 1000 company headquartered in Toledo. The metro area is home to four Fortune 500 companies: to suburban Perrysburg. One SeaGate is currently the location of Fifth-Third Bank's Northwest Ohio headquarters.

 

Akron /'�kr?n/ is the fifth-largest city in the U.S. state of Ohio and is the seat of Summit County. It is in the Great Lakes region approximately 39 miles (63 km) south of Lake Erie along the Little Cuyahoga River. As of the 2010 census, the city had a population of 199,110.[5] The Akron, OH Metropolitan Statistical Area (MSA) covers Summit and Portage counties, and in 2010 had a population of 703,200.[5] Akron is also part of the larger Cleveland-Akron-Canton, OH Combined Statistical Area, which in 2010 had a population of 3,515,646.Akron was co-founded in 1825 when suggested by Paul Williams to Simon Perkins. In 1833, ""South"" was temporarily added to the name when Eliakim Crosby settled a bordering North Akron. After Summit County formed from portions of Portage, Medina, and Stark counties in 1840, Akron succeeded Cuyahoga Falls as county seat a year later. The Akron School Law of 1847 created the K-12 system. In 1851, Sojourner Truth attended a convention and extemporaneously delivered the original ""Ain't I a Woman?"" speech. During the Civil War, Ferdinand Schumacher supplied the Union Army with oats produced by his mill along the Ohio Canal. Between the 1870s and World War I, numerous churches across the nation were built using the Akron Plan.With a population increase of 201.8% during the 1910s, it became the nation's fastest-growing city due to industries such as stoneware, sanitary sewer, fishing tackle, farming equipment, match, toy, and rubber. Awarded by the National Civic League and National Arbor Day Foundation, it was named one of the world's most livable cities. The All-American Soapbox Derby, stone Invitational, National Hamburger Festival, Founders Day (Alcoholics Anonymous), and Road Runner Akron Marathon are annually hosted by the city, which was a venue for some events of the 2014 Gay Games. Tourist attractions include Stan Hywet Hall & Gardens and Lock 3 Park, where the American Marble & Toy Manufacturing Company once stood.Residents of Akron are referred to as ""Akronites."" Nicknames include ""Rubber City,"" ""City of Invention"" and ""Rubber Capital of the World.""[15][16][17]Many industries in the United States either began or were iuenced by the city. After beginning the tire and rubber industry during the 20th century with the founding of Tire Company gained the status of, ""Rubber Capital of the World"". Akron has won economic awards such as for City Livability and All-American City, and deemed a high tech haven greatly contributing to the Information Age.[103] Current Fortune 500 companies headquartered in the city include theand . In addition, the city is the headquarters to a number of other notable companies such as. Year, America's biggest tire manufacturer and the fifth-largest private employer in Summit County,[104] recently built a new world headquarters in the city. The project, Akron Riverwalk, will feature a large retail and commercial development area.[105] The project began in 2007, but was put on hold due to the financial crisis of 2007�2010, and is now continuing.[106] built a new technical center with state-of-the-art R&D labs, and relocated its product development operations to the new facility in early 2012.[107][108] The Eastern Ohio Division of Bank, which has six branches in the city, built a regional headquarters downtown.[109] The city has a free WiFi corridor centered in downtown. Neighborhoods in range include Goodyear Heights, East Akron, North Hill, Firestone Park, Kenmore, and West Akron.[110] Some frequented locations in the area include, Akron-Summit County Public Library, John S. Knight Center, and the Robert K. Pfaff Transit Center.

 

Dayton (/'de?t?n/; local pronunciation: /'de??n/) is the sixth largest city in the state of Ohio and is the county seat of Montgomery County.[5] In the 2010 census, the population was 141,527; the Dayton metropolitan area had 841,502 residents, making it the fourth-largest metropolitan area in Ohio, after only the urban agglomerations of Cleveland, Cincinnati and Columbus, and the 63rd largest in the United States. The Dayton-Springfield-Greenville Combined Statistical Area had a population of 1,080,044 in 2010 and is the 43rd largest in the United States. Dayton is situated within the Miami Valley region of Ohio just north of the Cincinnati�Northern Kentucky metropolitan area.Ohio's borders are within 500 miles (800 km) of roughly 60 percent of the country's population and manufacturing infrastructure, making the Dayton area a logistical centroid for manufacturers, suppliers, and shippers. Dayton also plays host to significant research and development in fields like industrial, aeronautical, and astronautical engineering that have led to many technological innovations. Much of this innovation is due in part to Wright-Patterson Air Force Base and its place within the community. With the decline of heavy manufacturing, Dayton's businesses have diversified into a service economy that includes insurance and legal sectors as well as healthcare and government sectors.Other than defense and aerospace, healthcare accounts for much of the Dayton area's economy. Hospitals in the Greater Dayton area have an estimated combined employment of nearly 32,000, a yearly economic impact of $6.8 billion. It is estimated that Health Partners, a hospital network, contributes more than $2 billion a year to the region through operating, employment, and capital expenditures. In 2011, Dayton was rated the No. 3 city in the nation out of the top 50 cities in the United States by HealthGrades for excellence in health care. Many hospitals in the Dayton area are consistently ranked by , U.S. News & World Report, and HealthGrades for clinical excellence.Dayton is also noted for its association with aviation; the city is home to the National Museum of the United States Air Force. Orville Wright, poet Paul Laurence Dunbar, and entrepreneur John H. Patterson were born in Dayton. Dayton is also known for its many patents, inventions, and inventors that have come from the area, most notable being the Wright brothers' invention of powered flight.[15] In 2008, 2009, and 2010, Site Selection magazine ranked Dayton the No. 1 mid sized metropolitan area in the nation for economic development.[16][17] Also in 2010, Dayton was named one of the best places in the United States for college graduates to find a job.Dayton's economy is relatively diversified and vital to the overall economy of the state of Ohio. In 2008 and 2009, Site Selection magazine ranked Dayton the No. 1 medium-sized metropolitan area in the U.S. for economic development.[16][17] Dayton is also among the top 100 metropolitan areas in both exports and export-related jobs, ranked 16 and 14 respectively by the Brookings Institution. The 2010 report placed the value of exports at $4.7 billion and the number of export-related jobs at 44,133.[60] The Dayton Metropolitan Statistical Area ranks 4th in Ohio's Gross Domestic Product with a 2008 industry total of $33.78 billion.[61] Additionally, Dayton ranks third among 11 major metropolitan areas in Ohio for exports to foreign countries.[62] The Dayton Development Coalition is attempting to leverage the regions large water capacity, estimated to be 1.5 trillion gallons of renewable water aquifers, to attract new businesses.[63][64] Moody's Investment Services revised Dayton's bond rating from A1 to the stronger rating of Aa2 as part of its global recalibration process. Standard & Poor's upgraded Dayton's rating from A+ to AA- in the summer of 2009.[65]

 

Parma is a city in Cuyahoga County, Ohio, United States. It is part of the Greater Cleveland Metropolitan Area and borders the city of Cleveland. This city has a population of 81,601 as of the 2010 census, making it the seventh largest city in the state of Ohio and the second largest city in Cuyahoga County, behind only Cleveland (396,815).During the population boom between 1950 and 1980, Parma's commercial sector grew to match its residential sector. Since the 1950s, Parma has fostered the growth of many small businesses and been an operating hub for such well-known companies as Motors, the Research Center (now International) and Cable Television.[39]

 

Canton is a city in and the county seat of Stark County, Ohio, United States. Founded in 1805 alongside the Middle and West Branches of Nimishillen Creek, Canton became a heavy manufacturing center because of its numerous railroad lines. However, its status in that regard began to decline during the late 20th century, as shifts in the manufacturing industry led to the relocation or repositioning of many factories. After this decline, the city's industry diversified into the service economy, including retailing, education, finance and healthcare.Canton is located approximately 24 miles (39 km) south of Akron, and 60 miles (97 km) south of Cleveland, in the northeastern part of Ohio. Canton lies on the outskirts of the greater northeast Ohio metropolitan area anchored by Cleveland, and is also a short distance away from the periphery of the greater Pittsburgh area. The city serves as a gateway to Ohio's extensive Amish country, particularly in Holmes and Wayne counties to the city's west. Canton is located along the historic Lincoln Highway, the present-day Interstate 77, U.S. Route 30 and U.S. Route 62, and is also the terminus of the Cuyahoga Valley Scenic Railroad.As of the 2010 Census, the city of Canton is the largest incorporated area in the Canton-Massillon, OH Metropolitan Statistical Area (MSA), which includes all of Stark and Carroll counties. The CMMSA reported a population of 404,422. Canton's city population declined 9.7%, down to 73,007 residents. Despite this decline, the 2010 figure actually moved Canton from ninth to eighth place among Ohio cities. Nearby Youngstown in Mahoning County, once considerably more populous than Canton, suffered a larger decline.Most outside attention given to Canton is focused on two things. The first is football, especially the Pro Football Hall of Fame and the formation in 1920 of what eventually became the . The second is William McKinley, who conducted from his home in Canton the famed front porch campaign which won him the presidency of the United States in the 1896 election. The McKinley National Memorial and the William McKinley Presidential Library and Museum commemorate his life and presidency. Canton was chosen as the site of the First Ladies National Historic Site largely in honor of his wife, Ida Saxton McKinley.The Canton area's economy is primarily industrial, with a significant agricultural segment. The city is home to the ken Company, a major manufacturer of tapered roller bearings and specialty steel. Several other large companies operate in the greater-Canton area, including the Company ( and masonry producer) andbold (ATMs, electronic voting devices, and bank vaults). The area is also home to several regional food producers, including Bakery (baked goods), Farms (poultry), and Foods (snack foods). Poultry production and dairy farming are also important segments of the Canton-area economy.

 

Youngstown is a city in the state of Ohio and the county seat of Mahoning County. It also extends into Trumbull County. The municipality is on the Mahoning River, approximately 65 miles (105 km) southeast of Cleveland and 61 miles (100 km) northwest of Pittsburgh, Pennsylvania. Youngstown has its own metropolitan area, but is often included in commercial and cultural depictions of the Pittsburgh Tri-State area and Greater Cleveland.[5] Youngstown lies 10 miles (16 km) west of the Pennsylvania state line, midway between New York City and Chicago via Interstate 80.The city was named for John Young, an early settler from Whitestown, New York, who established the community's first sawmill and gristmill. Youngstown is in a region of the United States that is often referred to as the Rust Belt. Traditionally known as a center of steel production, Youngstown was forced to redefine itself when the U.S. steel industry fell into decline in the 1970s, leaving communities throughout the region without major industry. Youngstown also falls within the Appalachian Ohio region, among the foothills of the Appalachian Mountains. The 2010 census showed that Youngstown had a total population of 66,982,[1] making it Ohio's ninth largest city. The city has experienced a decline of over 60% of its population since 1960.According to the 2010 Census, the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area (MSA) contains 565,773 people and includes Mahoning and Trumbull counties in Ohio, and Mercer County in Pennsylvania.[1] The Steel Valley area as a whole has 763,207 residents.Endowed with large deposits of coal and iron as well as ""old growth"" hardwood forests needed to produce charcoal, the Youngstown area eventually developed a thriving steel industry. The area's first blast furnace was established to the east of town in 1803 by James and Daniel Heaton.[44] In time, the availability of fossil fuels contributed to the development of other coal-fired mills, including the Youngstown Mill Company, which was established in 1846.[45] By the mid-19th century, Youngstown was the site of several iron industrial plants, notably David Company.[46] The iron industry continued to expand in the 1890s, despite the depletion of local natural resources. Numerous rail connections ensured a consistent supply of coal and iron ore from neighboring states.[47]

 

Lorain is a city in Lorain County, Ohio, United States. The municipality is located in northeastern Ohio on Lake Erie, at the mouth of the Black River, about 30 miles west of Cleveland.As of the 2010 census, the city had a total population of 64,097,[5] making it Ohio's tenth largest city. Incorporated 1874 (see 'History', below). Motor Company had the Lorain Assembly Plant in the city, mostly known for assembling the (E-series) van, ; the plant ceased all production on December 14, 2005 because the UAW and management were unable to come to terms on a new contract. The sprawling United States Mill, portions recently acquired by Steel, stretches for nearly 3 miles on the city's south side. These mills have operated in the city since 1895 and continue to employ thousands of local residents. Though the blast furnaces were idled in late 2008, Republic announced in December 2011 that they would be building electric arc furnaces to once again make steel in Lorain.CenturyTel of Ohio is based in Lorain.

 

Hamilton is a city in Butler County, southwestern Ohio, United States. The population was 62,447 at the 2010 census. It is the county seat of Butler County. The city is part of the Cincinnati metropolitan area, and includes the historic neighborhood of Lindenwald. The city's mayor is Patrick Moeller and the City Manager is Joshua Smith. Most of the city is in the Hamilton City School District.The industrial city is seeking to revitalize itself through the arts and was officially declared the ""City of Sculpture"" in 2000. It has brought many sculpture installations to the city and founded the Pyramid Hill Sculpture Park.

 

Springfield is a city in the U.S. state of Ohio and the county seat of Clark County. The municipality is located in southwestern Ohio and is situated on the Mad River, Buck Creek and Beaver Creek, approximately 45 miles (72 km) west of Columbus and 25 miles (40 km) northeast of Dayton. Springfield is home to Wittenberg University, a liberal arts college.As of the 2010 census, the city had a total population of 60,608. The Springfield Metropolitan Statistical Area had a population of 138,333 residents. and the Dayton-Springfield-Greenville, OH Combined Statistical Area had 1,072,891 residents. The Little Miami Scenic Trail, a paved rail-trail which is almost 80 miles long, goes from the Buck Creek Scenic Trailhead in Springfield south to Newtown, Ohio (near Cincinnati), and is popular with hikers and cyclists.In 1983, Newsweek featured Springfield in its 50th anniversary issue, entitled, ""The American Dream."" It chronicled the impact of the past 50 years on five l"

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of Sandusky in the north. Mansfield is also known as the ""Carousel Capital of Ohio,"" ""Danger City,"" and ""Racing Capital of Ohio"".Mansfield's greatest period of industrial development was led by the city's home appliances and stove manufacturing industries, including Corporation and the Tappan Stove Company. By the late 1920s, Westinghouse had become the city's largest employer, specializing in electric lighting, industrial heating and engineering, and home appliances.

 

Newark is a city in and the county seat of Licking County, Ohio, United States, 33 miles (53 km) east of Columbus, at the junction of the forks of the Licking River. The population was 47,573 at the 2010 census which makes it the 20th largest city in Ohio.

 

Mentor (MEN-(t)?r) is a city in Lake County, Ohio, United States. Mentor was first settled in 1797. The population was 47,159 at the 2010 census. In July 2006, Money.com ranked Mentor 68th in a list of the Top 100 Best Places to Live in America. Just four years later in July 2010, Money.com ranked Mentor 37th on the same list.In 1876 James A. Garfield purchased a home in Mentor, from which he conducted the first successful front porch campaign for the presidency. Garfield coined the term 'Mentorite' when referring to a native of Mentor.[] That home is now maintained as the James A. Garfield National Historic Site. The city is home to Headlands Beach State Park, the longest public swimming beach in Ohio. The city is a major center of retail stores, ranking seventh-largest in Ohio as of 2010[update], and restaurants, ranking eighth-largest in the state as of 2014[update]. US 20 (Mentor Avenue) is the major retail center, which includes the Great Lakes Mall, with additional shopping and strip malls found along most major roads. Food Mart is based in Mentor. Major products include medical related, polymers, plastics, electric boards and other peripherals that generally serve the computer and automation industries. Two major railroads pass through the city, CSX Transportation and Norfolk Southern.Mentor's school system consists of 9 elementary schools, three middle schools, and Mentor High School. Like many school systems in Ohio, Mentor Schools suffered a financial crisis in the early 2000s, but passed a large levy and is now largely on solid footing - one of the fastest Ohio school systems ever to emerge from fiscal emergency.[] The financial difficulties were due in part to years of accounting fraud.City government is based on a city manager executive appointed by city council. The city encourages development of light industry, which is reflected in its diverse economy and very low property taxes.Many bike paths have been built in Mentor in recent years.The pronunciation of the city's name is a shibboleth, with some residents pronouncing it as ""men-ner"" and outsiders using the more conventional ""men-tore"", while in the media and among most residents, ""men-ter"" is prominent. The city's slogan, ""It's better in Mentor,"" reflects this fact.Mentor is named after the Greek figure Mentor, in keeping with the Connecticut Western Reserve settlers' tradition, as well as that of most other Americans at the time, of celebrating aspects of Greek classicism (nearby Solon, Macedonia, Euclid, and Akron also were named using that principle).

 

Cleveland Heights is a city in Cuyahoga County, Ohio, United States, a suburb of Cleveland. The city's population was 46,121 at the 2010 census.

 

Beavercreek is the largest city in Greene County, Ohio, United States, and is the second largest suburb of Dayton behind Kettering. The population was 45,193 at the 2010 census. It is part of the Dayton Metropolitan Statistical Area. The Beavercreek area was settled in the early 1800s. A part of Beavercreek Township was incorporated and became the City of Beavercreek in February 1980. The township includes the area known as Trebein. The city boasts two golf courses, Beavercreek Golf Club (Public) and The Country Club of the North (Private). Many Beavercreek residents work on the nearby Wright-Patterson Air Force Base. The Mall at Fairfield Commons and The Greene Town Center are two malls in the city. In terms of number of residents in an incorporated area, Beavercreek is third in the region behind Dayton and Kettering. In 2007, Beavercreek ranked 84th in Money's Top 100 places to live. General Janet C. Wolferger, former Vice Commander, Air Force Material Command and highest-ranking woman in the United States Air Force (as of 1 January 2010), hails from Beavercreek and is 1976 graduate of Beavercreek High School.

 

Strongsville is an affluent city in Cuyahoga County, Ohio, United States, and a suburb of Cleveland. As of the 2010 census, the city population was 44,750. The city's nickname is 'Crossroads of the Nation,' because it is where the Ohio Turnpike and Interstate 71 intersect.[]

 

Fairfield is a city in Butler and Hamilton counties in the U.S. state of Ohio, near Cincinnati. Fairfield was incorporated in 1955. The population was 42,510 at the 2010 census. It includes the former hamlet of Symmes Corner, named after Celadon Symmes. The city school district is one of the largest in Ohio, with Fairfield High School graduating 842 students in June 2009.Insurance company is based in Fairfield.

 

Dublin is a city in Franklin, Delaware, and Union counties in the U.S. state of Ohio. The population was 41,751 at the 2010 census. Dublin is an affluent suburb of Columbus, Ohio.Each year in late May or early June, the city hosts the Memorial Tournament, a stop on golf's Tour. Consequently, a large number of golf aficionados choose to make Dublin their home.[] There are also several other golf courses in Dublin. The Riviera Golf Club is home to the American-Italian Golf Association. Tartan Fields Golf Club, which hosted the L's Wendy's Championship for Children from 2002 through 2006, is in the village of Tartan Fields that neighbors Dublin. Dublin also has a public golf course financed by the Muirfield association, as well as the Jack -designed The Country Club of Muirfield Village.Other annual events include the July 4 music event, a St. Patrick's Day parade, and the Dublin Irish Festival, which is one of the largest Irish-American festivals.The city is attempting to attract new technology oriented businesses as well. Dublin Methodist Hospital, part of the OhioHealth system, opened in January 2008. The city is in the process of creating a city wide internet (mesh wifi) hotspot; being developed by B Networks.[]

 

Warren is a city in the State of Ohio and is the county seat of Trumbull County. The municipality is located in northeastern Ohio, approximately 14 miles (23 km) northwest of Youngstown and 15 miles (24 km) west of the Pennsylvania state line.The population was 41,557 at the 2010 census. Warren is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area.

 

Findlay is a city in Hancock County, Ohio, United States. Findlay serves as the county seat. The city metro area is often referred as The Greater Findlay Area. Located in northwestern Ohio, Findlay lies approximately 40 miles (64 km) south of Toledo. The population was 41,202 at the 2010 census. It is home to the University of Findlay. The city's official nickname is ""Flag City, USA"". Findlay is one of two cities in Hancock County, along with Fostoria. Findlay is the second largest city in Northwest Ohio, and one of few in the region where the population is currently growing.The Findlay and Hancock County community was named a winner in the first-ever national competition to identify the 100 Best Communities for Young People in September 2005. The honor was awarded through the America's Promise Alliance. Findlay and Columbus were the only two cities in Ohio to receive the distinction. In 2007, Findlay-Hancock County was once again selected (one of 52 repeat honorees) and joined Toledo as the only two cities in Ohio to receive this designation. Findlay is home to Blanchard Valley Hospital, part of Blanchard Valley Health System, which was named one of the top 100 hospitals in the United States in 2011.Findlay is the headquarters of the Rubber Company, founded in 1914, which specializes in the manufacturing and marketing of automobile, truck and motorcycle tires, together with other automotive products.

 

Lancaster is a city in Fairfield County, Ohio, United States. As of the 2010 census, the city population was 38,780. It is located near the Hocking River, approximately 33 miles (53 km) southeast of Columbus, Ohio. It is the county seat of Fairfield County. The current mayor of Lancaster is Republican David S. Smith, who took office in January 2004. In November 2011, Smith won reelection to a third four-year term ending December 31, 2015.

 

Lima (/'la?m?/ LY-m?) is a city in and the county seat of Allen County, Ohio, United States. The municipality is located in northwestern Ohio along Interstate 75 approximately 72 miles (116 km) north of Dayton and 78 miles (126 km) south-southwest of Toledo.As of the 2010 census, the city had a population of 38,771. It is the principal city of and is included in the Lima, Ohio Metropolitan Statistical Area, which is included in the Lima-Van Wert�Wapakoneta, Ohio, Combined Statistical Area. Lima was founded in 1831.The Lima Army Tank Plant, built in 1941, is the sole producer of the M1 Abrams.

 

Huber Heights is a city in Montgomery, Miami, and Greene counties in the U.S. state of Ohio. Huber Heights' motto is ""America's largest community of brick homes."" The city is named for Charles Huber, the developer who constructed a number of the houses that would later comprise the city. Suburban development began in the area in 1956. The former Wayne Township, now defunct, incorporated as the City of Huber Heights on January 23, 1981. Huber Heights continued to grow by annexing parcels in Miami and Greene Counties. Huber Heights is the third largest suburb in the Dayton Metropolitan Statistical Area by population, behind Kettering with 56,163, and Beavercreek with 45,193. Huber Heights' current mayor is Tom McMasters. The population of Huber Heights was 38,101 at the 2010 census.Huber Heights' location near the intersection of I-70 and I-75 has long made it an attractive hub for the trucking industry.

 

Marion is a city in the U.S. state of Ohio and the county seat of Marion County. The municipality is located in north-central Ohio, approximately 50 miles (80 km) north of Columbus.The population was 36,837 at the 2010 census. According to the US Census 2008 estimate Ohio's Columbus�Marion�Chillicothe Combined Statistical Area has 2,002,604 people. Marion is the county's largest city and the center of the Marion Micropolitan Statistical Area (as defined by the United States Census Bureau in 2003). President Warren G. Harding, a former owner of the Marion Star, was a resident of Marion for much of his adult life.The city and its development were closely related to industrialist Edward Huber and his extensive business interests. The city is home to several historic properties, some listed on the National Register of Historic Places listings in Marion County, Ohio.

 

Westerville is a city in Franklin and Delaware counties in the U.S. state of Ohio. It is a northeastern suburb of Columbus. The population was 36,120 at the 2010 census.Westerville was once known as ""The Dry Capital of the World"" for its strict laws prohibiting sales of alcohol.According to Westerville's 2010 Comprehensive Annual Financial Report,[39] the top employers in the city are:

 

Reynoldsburg is a city in Fairfield, Franklin, and Licking counties in the U.S. state of Ohio. It is a suburban community in the Columbus, Ohio metropolitan area. The population was 35,893 at the 2010 census.Brands is the largest employer in Reynoldsburg. Works is headquartered in Reynoldsburg.

 

Grove City is a city in Franklin County, Ohio, United States. Founded in 1852. The population was 35,575 at the 2010 census.

 

Stow is a city in Summit County, Ohio, United States. The population was 34,837 at the 2010 census and 34,674 at the 2012 estimate. It is a suburban community within the Akron metropolitan area. Stow is adjacent to several other suburban communities in Summit and Portage counties. It is bordered on the south by the cities of Tallmadge and Munroe Falls and the village of Silver Lake, on the east by the city of Kent and Franklin Township, on the north by the city of Hudson, and on the west by the city of Cuyahoga Falls.

 

The City of Delaware[4] is a city in and the county seat of Delaware County, Ohio, in the United States of America. Delaware was founded in 1808 and was incorporated in 1816. It is located near the center of Ohio, is about 30 miles (48 km) north of Columbus, and is part of the Columbus, Ohio Metropolitan Area. The population was 34,753 at the 2010 census, while the Columbus-Marion-Chillicothe, OH Combined Statistical Area has 2,002,604 people.There is a true economic mix in the area. The economic mix of the country reveals a balance of the following main economic activities: Manufacturing(18%), Trade (27%), Government (15%), and Service (23%) according to statistics published by Delaware Area Chamber of Commerce in 2000. The largest employers are in automobile coatings, plastics, copper products, education, insurance, automobile parts and distribution, sports apparel, retail, services, and government. Delaware County is a net importer of workers from throughout Ohio.

 

Brunswick (/'br?nzw?k/ or /'br?nsw?k/) is the largest city in Medina County, Ohio, United States. The population was 34,255 at the 2010 census. It is part of the Cleveland Metropolitan Area. On June 23, 2014 a tornado hit Brunswick, and the tornado was rated a high-end EF1 or EF2.

 

Upper Arlington is an affluent suburban city in Franklin County, Ohio, United States, on the northwest side of the Columbus metropolitan area. The population was 33,771 at the 2010 census.

 

Gahanna (gah-HAN-a) is a city in Franklin County, Ohio, United States. It is a suburb of Columbus, Ohio. The population was 33,248 at the 2010 census.In recent years, Gahanna has worked hard at revitalizing the downtown ""Olde Gahanna"" section of the city. In October 2004, Gahanna's new Creekside Gahanna redevelopment and park extension project began, making way for everything from public spaces and restaurants to residences and office space. As of late 2007, the project businesses began to open. The area includes a 389-space public parking garage. The multi-million dollar project is expected to bring in up to 150 new residents as well as bolster tourism to the area.[20]

 

Westlake is a city in Cuyahoga County, Ohio, United States. The population was 32,729 at the 2010 census. It is an affluent suburb of Cleveland located 12 miles west of downtown Cleveland.According to the City's 2009 Comprehensive Annual Financial Report,[17] the top employers in the city are:

 

North Olmsted is a city in Cuyahoga County, Ohio, United States. As of the 2010 census, the city population was 32,718.

 

Fairborn is a city in Greene County, Ohio, United States, near Dayton and Wright-Patterson Air Force Base. The population was 32,352 at the 2010 census. It claims to be the only city in the world with the name of Fairborn,[1] a portmanteau word created from the names Fairfield and Osborn; the two villages that merged in 1950 after the Great Dayton Flood of 1913 forced Osborn to move out of a flood plain and alongside Fairfield.Fairborn is the home of Wright State University. Fairborn is served by a branch of the Greene County Public Library[1]. It is part of the Dayton Metropolitan Statistical Area. Fairborn is also home to the disaster training facility known as Calamityville.

 

Massillon is a city in Stark County in the U.S. state of Ohio, approximately 8 miles west of Canton, 20 miles south of Akron, and 50 miles south of Cleveland. The population was 32,149 at the 2010 census, which makes it the 44th largest city in Ohio.Massillon is the second largest incorporated area within the Canton-Massillon, OH Metropolitan Statistical Area. As of the 2010 census, the metropolitan area had a population of 404,422 and includes all of Stark and Carroll counties.The city's incorporated area primarily resides in the western half of Perry Township, with portions extending north into Jackson Township, west into Tuscarawas Township, and south into Bethlehem Township. The village of Navarre borders the city to the south.While no longer home to the large steel plants of the 20th century, the following businesses are headquartered or otherwise prominent in the city:

 

Mason is a city in southwestern Warren County, Ohio, United States, approximately 22 miles (35 km) from downtown Cincinnati. As of the 2010 census, Mason's population was 30,712.Mason was transformed into a large, bustling community, and one of the most affluent in Greater Cincinnati, beginning in the 1990s. Mason sits at the core of the Cincinnati-Dayton Metropolitan Region, the 14th largest urban area in the nation. In 2013, Mason was ranked seventh in Money Magazine's 2013 Top 50 Best Places to live in the United States. In 2008 and 2011, named Mason one of the top 100 places to live in the United States.Mason is home to Kings Island amusement park and one of the largest tennis stadiums in the world, the Lindner Family Tennis Center, home of the Western & Southern Open, one of the world's top tennis tournaments for both men and women.Mason tourist attractions include: Kings Island amusement park and water park; Great Wolf Lodge indoor water park and resort; The Beach water park; and The Lindner Family Tennis Center, which hosts the historic Western & Southern Open men's and women's tennis tournaments, part of the top nine tennis tournaments in the world as part of the World Tour Masters 1000 series.

 

North Royalton is a city in Cuyahoga County, Ohio, United States. The population was 30,444 at the 2010 census. Originally incorporated as a village in 1927, it achieved the status of city in 1961.

 

Bowling Green is a city in and the county seat of Wood County, Ohio, United States. The population was 30,028 at the 2010 census. It is part of the Toledo Metropolitan Area and a member of the Toledo Metropolitan Area Council of Governments. Bowling Green is the home of Bowling Green State University. A CSX line runs through town.

 

North Ridgeville is a city located along the eastern border of Lorain County, Ohio, United States. The city's population was 29,465 at the 2010 census. A west side suburb of Cleveland, North Ridgeville was the fastest-growing city in the entire Greater Cleveland area.[]Located 8 miles (13,000 m) from Cleveland Hopkins International Airport, and 18 miles (29,000 m) west of downtown Cleveland. North Ridgeville is the third-largest city in in Lorain County, and the 50th most-populated city in Ohio.[]

 

Kent is a city in the U.S. state of Ohio and the largest city in Portage County. It is located along the Cuyahoga River in Northeast Ohio on the western edge of the county. The population was 28,904 in the 2010 Census and 32,345 in the 2013 estimate. The city is counted as part of the Akron Metropolitan Statistical Area and the larger Cleveland�Akron�Canton Combined Statistical Area.Part of the Connecticut Western Reserve, Kent was settled in 1805 and was known for many years as Franklin Mills. Settlers were attracted to the area due to its location along the Cuyahoga River as a place for water-powered mills. Later development came in the 1830s and 1840s as a result of the village's position along the route of the Pennsylvania and Ohio Canal. Leading up to the American Civil War, Franklin Mills was noted for its activity in the Underground Railroad. With the decline of the canal and the emergence of the railroad, the village became the home of the Atlantic and Great Western Railroad maintenance shops through the influence of Marvin Kent. In 1864 the village was renamed Kent in honor of and in gratitude for Marvin Kent's efforts. Today Kent is a college town best known as the home of the main campus of Kent State University, founded in 1910, and as the site of the 1970 Kent State shootings.Historically a manufacturing center, education is the city's largest economic sector with Kent State University the city's, and one of the region's, largest employers. The Kent City School District and the Kent Free Library provide additional education opportunities and resources. Many of Kent's demographic elements are influenced by the presence of the university, particularly the median age, median income, and those living below the poverty level. The city is governed by a council-manager system with a city manager, a nine-member city council, and a mayor. Kent has nearly 20 parks and preserves and hosts a number of annual festivals including ones related to Earth Day, folk music, and the U.S. Independence Day. In addition to the Kent State athletic teams, the city also hosts a number of amateur and local sporting events at various times during the year. Kent is part of the Cleveland-Akron media market and is the city of license for three local radio stations and three television stations and includes the regional affiliates for National Public Radio (NPR) and the Public Broadcasting Service (PBS). Although most residents commute to work in private vehicles, alternate transportation includes a public bus service and hike-and-bike trails. As the home of the Davey Tree Expert Company, Kent is known as ""The Tree City"" while residents are referred to as ""Kentites"". The city has produced a number of notable individuals, particularly in politics, athletics, and the entertainment industry.Kent's location along the Cuyahoga River and later the Pennsylvania and Ohio Canal and multiple railroad lines made it attractive initially for the establishment of small gristmills for the production of flour and various factories. Progressively larger factories later developed due to increased power available from the river and eventually due to the ease and lower cost of transportation of goods to other markets.[53] During the latter half of the 19th century and into the early 20th century, the city's largest employers were all industrially based, including the Atlantic and Great Western Railroad and its successors, which operated its main maintenance shops in the village; the Seneca Chain Company; and bus manufacturer Twin Coach among others.[67] A disastrous fire at the Seneca Chain Company in 1909 led to the creation of the Kent Board of Trade�an early Chamber of Commerce�which was successful in getting Kent selected in 1910 as the site of what would become Kent State University.[68]

 

Garfield Heights is a city in Cuyahoga County, Ohio, United States. The population was 28,849 at the time of the 2010 census.Marymount Hospital is the city's largest employer.

 

Shaker Heights is a city in Cuyahoga County, Ohio, United States. As of the 2010 Census, the city population was 28,448. Shaker Heights is an inner-ring streetcar suburb of Cleveland, abutting the eastern edge of the city's limits. In July 1911 a petition by property owners was successful in detaching a long strip of land from the south of Cleveland Heights, to be named Shaker Village. In November 1911 the voters of Shaker Village formed Shaker Heights Village which was incorporated in January 1912.Shaker Heights was a planned community developed by the Van Sweringen brothers, railroad moguls who envisioned the community as a suburban retreat from the industrial inner-city of Cleveland.

 

Hilliard is a city in Franklin County, Ohio, United States. The population was 28,435 at the 2010 census with a census estimate of 30,564 in 2012. It is a large, affluent suburb of the metropolitan Columbus, Ohio area and part of Norwich Township. Hilliard is the home of the Early Television Museum.

 

Medina /m?'da?n?/ m?-DY-na is a city in Medina County, Ohio, United States. In 2009, Money named Medina the 40th most desirable American city to live in. The population was 26,678 at the 2010 Census. It is the county seat of Medina County.Due to Medina's location, approximately 33 miles south of Cleveland and 23 miles west of Akron,[23] many residents of Medina work in the Cleveland and Akron areas.[17] Medina was home to the first Super Kmart in 1991, which was downsized to a Big Kmart in early 2011 and then closed altogether in early 2012.[24]

 

Barberton is a city in Summit County, Ohio, United States. The population was 26,550 at the 2010 census. It is a commuter town adjacent to Akron and is part of the latter's Metropolitan Statistical Area.

 

Wooster /'w?st?r/ is a city in the U.S. state of Ohio and the county seat of Wayne County. The municipality is located in northeastern Ohio approximately 50 mi (80 km) SSW of Cleveland and 35 mi (56 km) SW of Akron. Wooster is noted as the location of The College of Wooster. Wooster was established in 1808 by John Bever, William Henry, and Joseph Larwill, and named after David Wooster, a general in the American Revolutionary War. The population was 24,811 at the 2000 census and 26,119 at the 2010 Census. The city is the largest in Wayne County, and the center of the Wooster Micropolitan Statistical Area (as defined by the United States Census Bureau). Wooster has the main branch and administrative offices of the Wayne County Public Library.Wooster is the birthplace of the Compton brothers: Arthur Compton, physics Nobel Prize winner and chancellor of Washington University in St. Louis, Karl Taylor Compton, physicist and president of MIT, and Wilson Martindale Compton, diplomat and president of Washington State University.In 2013, Foreign Direct Investment magazine reviewed Wooster's business friendliness and strategy, and has ranked it amongst North America's Top 10 Micro Cities 2013/2014.Wooster is the Headquarters of several industrial entities.ster. Rubber made its corporate headquarters in Wooster until the end of 2003. LuK, the German maker of dual clutch transmissions has its North America headquarters in Wooster where mainly torque converters are produced. .

 

Sandusky is a city in the U.S. state of "

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sinessweekSolon has a strong economy and in 2013 was granted a eCity award, recognizing it as the city with the strongest online business community in Ohio.In 1929, the tractor company became the first industrial company to locate in Solon. Since then, Solon has served as home to many multinational companies, including several global and North American headquarters. Accordingly, Solon is considered a satellite city, defined as a suburb containing an employment base sufficient to support its residential population (even though the community is integrated through cross-commuting in a much larger metropolitan area).

 

Maple Heights is a suburban Cleveland city in Cuyahoga County, Ohio, United States. The population was 23,138 at the 2010 census.

 

Avon Lake is a city in Lorain County, Ohio, United States. The population was 22,581 at the 2010 census.Avon Lake is host to a number of industrial companies, including facilities for Lubrizol, Motor Company, PolyOne Corporation, and Reliant Energy.[]

 

Alliance is a city in Stark and Mahoning counties in the U.S. state of Ohio. The population was 22,322 at the 2010 census. Alliance's nickname is ""The Carnation City"", and the city is home to the University of Mount Union.The Stark County portion of Alliance is part of the Canton-Massillon, OH Metropolitan Statistical Area, while the small Mahoning County portion is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area.

 

South Euclid is a city in Cuyahoga County, Ohio, United States. It is an inner-ring suburb of Cleveland located on the city's east side.

 

Willoughby is a city in Lake County, Ohio, United States. It is a suburb of Cleveland, Ohio. The population was 22,268 at the 2010 census.According to the City's 2009 Comprehensive Annual Financial Report, the top employers in the city are:

 

Websitehttp://www.hudson.oh.usHudson is a city in Summit County, Ohio, United States. The population was 22,262 at the 2010 census. It is an exurban community and is part of the Akron, Ohio Metropolitan Statistical Area. It is also part of the larger Cleveland-Akron-Elyria Combined Statistical Area.

 

Marysville is a city in and the county seat of Union County, Ohio, United States. Marysville is part of the Columbus, Ohio metropolitan area. The population was 22,094 at the 2010 census. This marks a 38.59% increase from 2000.Marysville's longtime slogan is ""Where the Grass is Greener"".[]In December 2008, Marysville was designated as a ""Preserve America Community"" by the First Lady Laura Bush.Marysville is the headquarters for Scotts Miracle-Gro Company, the largest producer in the world of horticulture products. The company was founded in 1868 by Orlando Scott in Marysville, and has grown to have an $8 billion market.

 

Chillicothe (/?t??l?'k??i?/ CHIL-?-KOTH-ee) is a city in and the county seat of Ross County, Ohio, United States. It is a part of Greater Columbus Metropolitan Area.The population was 21,901 at the 2010 census. It is the only city in Ross County and the center of the Chillicothe Micropolitan Statistical Area (as defined by the United States Census Bureau in 2003). Chillicothe is a designated Tree City USA by the National Arbor Day Foundation.

 

Wadsworth is a city in Medina County, Ohio, United States. Founded in 1814, it was named after General Elijah Wadsworth, a Revolutionary War hero. The population was 21,567 at the 2010 census. Wadsworth is a suburban community within the Cleveland-Akron-Canton OH Combined Statistical Area, which is the 15th most populous CSA in the country.The Wadsworth City School District is known in the area for its successes in athletics, and also in the arts and academics.

 

Ox is a city in northwestern Butler County, Ohio, United States, in the southwestern portion of the state. It lies in Ox Township, originally called the College Township. The population was 21,371 at the 2010 census. This college town was founded as a home for Miami University.

 

Sidney is a city in Shelby County, Ohio, United States. The population was 21,229 at the 2010 census. It is named after English poet Sir Phillip Sidney and is the county seat of Shelby County. As well, many of the city's elementary schools are also named after famous writers, such as Emerson, Longfellow and Whittier. Sidney was the recipient of the 1964 All-America City Award. In 2009, it was the subject of the documentary film 45365.Sidney is the headquarters location for many companies and a branch location for many others. Many companies were formed in Sidney and continued to be operated by local residents. A diversified employer base offers jobs in manufacturing (especially in the automotive industry) and service sectors. . The agricultural base in the area has commodity grain, livestock, and dairy activities.

 

Avon is a city in Lorain County, Ohio, United States. The population was 21,193 at the 2010 census.

 

Parma Heights is a city in Cuyahoga County, Ohio, United States. The population was 20,718 at the 2010 census.Its current mayor is former city council president Mike Byrne, who was elected in November, 2009 and sworn in during January. He replaced Martin K. Zanotti, who was appointed mayor in 2000, upon the retirement of long-time mayor Paul W. Cassidy. Zanotti, who was elected in 2001 and reelected in 2005, opted not to run again.

 

Perrysburg is a city in Wood County, Ohio, United States, along the Maumee River. The population was 20,623 at the 2010 census. It is a suburb of Toledo, although it was founded before the now larger city.

 

Piqua /'p?kw?/ PIK-w? is a city in Miami County, Ohio, United States. The population was 20,522 at the 2010 census. It is part of the Dayton Metropolitan Statistical Area.Piqua was one of the cities that experienced severe flooding during the Great Dayton Flood of 1913.The city of Piqua is the home of Propeller, the leading producer of small aircraft propellers in the world. Furniture is the leading manufacturer of infant and toddler car seats, and has become one of Piqua's leading employers and industries.

 

Ashland is a city in the U.S. state of Ohio and the county seat of Ashland County. The population was 20,362 at the 2010 census. It is the center of the Ashland Micropolitan Statistical Area (as defined by the United States Census Bureau in 2003).Ashland is well known in the state for its ""welcome sign"" that proclaims the city to be ""The World Headquarters of Nice People.""Ashland was designated a Tree City USA by the National Arbor Day Foundation.

 

Oregon, Ohio is a city in Lucas County, Ohio, United States. It is a suburb of Toledo, located on Lake Erie, just east of the city. The population was 20,291 at the 2010 census.

 

Portsmouth is a city in the U.S. state of Ohio and the county seat of Scioto County. The municipality is located on the northern banks of the Ohio River and east of the Scioto River in Southern Ohio. The population was 20,226 at the 2010 census.Portsmouth major employers include Southern Ohio Medical Center, USEC, Shawnee State University, Norfolk Southern Corp.(Railroad), Southern Ohio Correctional Facility and OSCO Industries. In November 2002, the Portsmouth Uranium Enrichment Plant in nearby Piketon, Ohio was recognized as an ANS Nuclear Historic Landmark by the American Nuclear Society. It had served a military function from 1952 until the mid-1960s when the mission changed from enriching uranium for nuclear weapons to one focused on producing fuel for commercial nuclear power plants. The Portsmouth Enrichment Plant ended enriching operations in 2001 and began to support operational and administrative functions and perform external contract work. All uranium enrichment in the area has been taken over by a sister plant located in Paducah, Kentucky. Uranium enrichment functions had previously been shared by the two plants. USEC interests in the area remain strong with the American Plant under construction in Piketon. This commercial uranium enrichment facility is expected to employ up to 500 people and reach an initial annual production level of 3.8 million SWU by 2012.[45]

 

Rocky River is a western suburb of Cleveland, Ohio, United States located in Cuyahoga County approximately nine miles west of Public Square in downtown Cleveland. The city is named for the river that forms its eastern border. The population was 20,213 at the time of the 2010 census.

 

Miamisburg (/ma?'�mi?zb?rg/ meye-AM-meez-b?rg) is a city in Montgomery County, Ohio, United States. The population was 20,181 at the 2010 census. It is part of the Dayton Metropolitan Statistical Area. Miamisburg is known for its large industry (mainly for its nuclear operations during World War II) and retail factors (such as the Dayton Mall) commercial business area, which is partially located in Miami Township, but is probably most famous for being the home to the Miamisburg Mound. Miamisburg borders Miami Township, Springboro, and West Carrollton. The sister city of Miamisburg is Owen Sound, Ontario.Motoman is headquartered in Miamisburg. LexisNexis and Teradata are headquartered in adjacent Miami Township.

 

Lebanon is a city in Warren County southwestern. Ohio, US. The population was 20,033 at the 2010 census. Lebanon is the county seat of Warren County and is part of the Cincinnati metropolitan area. Lebanon is widely known as a tourist destination, with its many points of interest, historic landmarks, regional festivals and downtown shopping. The city also has a symphony orchestra and chorus.

 

Painesville is a city in and the county seat of Lake County, Ohio, United States, located along the Grand River. Its population was 19,563 at the 2010 census.Painesville is the home of Lake Erie College, Morley Library, and the 284-acre Historic Downtown Painesville Recreation Area.

 

Broadview Heights is a city in Cuyahoga County, Ohio, United States. The population was 19,400 at the 2010 census.

 

Niles is a city in Trumbull County, Ohio, United States. The city's population was 19,266 at the 2010 census. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area.Located in the nation's former industrial belt, the city's economy focused initially on iron manufacturing but later diversified to include steel and glass production. Niles was adversely affected by the decline of the manufacturing sector throughout the northern United States in the 1970s.

 

Brook Park is a city in Cuyahoga County, Ohio, United States and a suburb of Cleveland. As of the 2010 Census, the city population was 19,212.According to Brook Park's 2010 Comprehensive Annual Financial Report, the top employers in the city were:

 

Norwood is the second most populous city in Hamilton County, Ohio, United States. The city is an enclave of the larger city of Cincinnati. The population was 19,207 at the 2010 census. Originally settled as an early suburb of Cincinnati in the wooded countryside north of the city, the area is characterized by older homes and tree-lined streets.Norwood has enjoyed a strong tradition of industry and manufacturing dating back to the historic Norwood Brick plant of the late 19th century, which provided clay brick for the construction of many of Cincinnati's historic buildings.

 

Mayfield Heights is a city in Cuyahoga County, Ohio, United States, and is an east-side suburb of Cleveland. The population was 18,827 at the 2010 census. Mayfield Heights was originally part of Mayfield Township.

 

Ashtabula /�?t?'bju?l?/ ash-t?-BEW-l? is a city in Ashtabula County, Ohio, United States, and the center of the Ashtabula Micropolitan Statistical Area (as defined by the United States Census Bureau in 2003). A major location on the Underground Railroad in the middle 19th century, the city today is a major coal port on Lake Erie at the mouth of the Ashtabula River northeast of Cleveland. The name Ashtabula comes from ashtepih?le, which means 'always enough fish to be shared around' in the Lenape language. As of the 2010 census, the city had a total population of 19,124, a decrease of 1,838 (8.8%). from the 20,962 residents recorded in the 2000 census.Poet Carl Sandburg wrote a poem titled ""Crossing Ohio when Poppies Bloom in Ashtabula."" There is also a novel called The King from Ashtabula by Vern Sneider, published in 1960. The city is also mentioned in the Bob Dylan song ""You're Gonna Make Me Lonesome When You Go.""Ashtabula hosts an annual Blessing of the Fleet Celebration, usually in late May or early June. As part of the celebration, a procession and prayer service is held at Ashtabula Harbor. Ashtabula was also home of the FinnFestUSA in 2007.

 

Berea (/b?'ri??/ b?-REE-?) is a city in Cuyahoga County in the U.S. state of Ohio. It is a western suburb of Cleveland. The population was 19,093 at the 2010 census. Berea is home to Baldwin Wallace University, as well as the training facility for the Cleveland Browns, and the Cuyahoga County Fairgrounds.

 

Sylvania is a city in Lucas County, Ohio, United States. The population was 18,965 at the 2010 census. Sylvania is a suburb of Toledo. Its northern border is the southern border of the State of Michigan.

 

Twinsburg is a city in Summit County, Ohio, United States about halfway between Akron and Cleveland. The population was 18,795 at the 2010 census. In 2013, Twinsburg was named the thirty-eighth best place to live in the United States by Christine Phillips and CNN Money Magazine.

 

Forest Park is a city in Hamilton County, Ohio, United States. The population was 18,720 at the 2010 census.

 

Steubenville is a city and county seat of Jefferson County, Ohio, United States[2] and is located along the Ohio River. As of the 2010 census, the city population was 18,659.[4]The city's name comes from Fort Steuben, a 1786 fort that sat within the city's current limits and was named for German-Prussian military officer Baron Friedrich Wilhelm von Steuben. Today, a replica of the fort is open to the public.Steubenville is known as the ""City of Murals"", after its more than 25 downtown murals. It is home to Franciscan University of Steubenville and Eastern Gateway Community College (formerly Jefferson Community College).Steubenville and the communities that surround it, especially Weirton, West Virginia, have experienced sluggish growth in their local economies since the steel industry waned during the 1980s. Corporations have had to reduce their workforce in order to become more efficient and competitive against other steel producers and lower steel prices worldwide.[]

 

Eastlake is a city in Lake County, Ohio, United States. The population was 18,577 at the 2010 census. Dennis Morley is the current mayor of Eastlake.Eastlake is the site where Akron-based FirstEnergy's Eastlake Generating Station shutdown at 1:31pm EDT on August 14, 2003, eventually leading to the infamous 2003 North America blackout a few hours later.

 

Pickerington is a city in Fairfield and Franklin counties in the central region of the U.S. state of Ohio. It was founded in 1815 as Jacksonville. Pickerington was known as Jacksonville until 1827 when the citizens petitioned the state legislature to change the name to Pickerington in honor of its founder, Abraham Pickering. It is a suburb of Columbus. The population was 18,291 at the 2010 census. As land annexation, development, and immigration into the Columbus area continues, the city of Pickerington (like many area suburbs) has generally followed suit. Pickerington is also home to the Motorcycle Hall of Fame, located at 13515 Yarmouth Dr. off of Interstate 70.The Ohio Secretary of State certified Pickerington as a city in 1991 and was designated as the ""Violet Capital of Ohio"" in 1996 by the Ohio Legislature. At 11.1 sq mi (29 km2), Pickerington is the second largest city in Fairfield County and is second in size only to Lancaster. The City of Pickerington is located just east of Columbus, Ohio. The city features a historic downtown shopping area, while Violet Township is home to rolling hills, log houses, forests, and fields.

 

Whitehall is a city in Franklin County, Ohio, United States and a suburb in the south-east of Columbus. The population was 18,062 at the 2010 census.

 

Tiffin is the county seat of Seneca County, Ohio, United States. The population was 17,963 at the 2010 census. The National Arbor Day Foundation has designated Tiffin as a Tree City USA.It is the home of Heidelberg University and Tiffin University. At one time it was noted as a glass and porcelain manufacturing center. Tiffin is home to several elementary schools, Tiffin Middle School, Calvert Catholic Schools, and Columbian High School.

 

East Cleveland is a city in Cuyahoga County, Ohio, United States, and is the first suburb of Cleveland, Ohio. The population was 17,843 at the 2010 census. East Cleveland is bounded by the city of Cleveland to its north, west, and a small section of its southwestern edge, and by Cleveland Heights to the east and the majority of its southern limits.

 

Tallmadge /'t�lm?d?/ (often mispronounced /'t??lm?d?/) is a city in Summit and Portage counties in Ohio, United States. It is a suburb of Akron and part of the Akron Metropolitan Statistical Area. The population was 17,537 at the 2010 census. Tallmadge was founded in 1807 and is the second-oldest city in Summit County, following Hudson, which was founded in 1799.

 

North Canton is a city in Stark County in the U.S. state of Ohio. The population was 17,488 at the 2010 census. It is part of the Canton-Massillon, OH Metropolitan Statistical Area.

 

Springboro, officially known as The City of Springboro is an affluent suburb of Cincinnati and Dayton, located in Warren and Montgomery counties in the U.S. state of Ohio. It is in Warren County's Clearcreek and Franklin Townships and Montgomery County's Miami Township. The city is part of the Miami Valley. As of the 2010 census, the city had a population of 17,409 and the city is part of a greater metropolitan population of over 3 million. Springboro is known for having the highest median income of all incorporated cities in Ohio and for being one of the wealthiest in America.Springboro is located in the geographic center of the Cincinnati-Dayton Metroplex, the 14th largest urban area in the United States and home to 3.3 Million people. Most of the city is located in Warren County, and is part of the Cincinnati�Middletown Metropolitan Statistical Area. The far northern portion is in Montgomery County, the central county of the Dayton Metropolitan Statistical Area. The city has one school district with one high school, Springboro High School. In 2011, Springboro was ranked the 42nd best place to live in America by Money magazine, and in 2014 Springboro was ranked the 10th best suburb in America by Business Insider.[10]

 

New Philadelphia is the county seat and largest city of Tuscarawas County, Ohio, United States. It is located 71 miles (114 km) south of Cleveland on the Tuscarawas River. It was first incorporated in 1808. Coal and clay are found in the vicinity. In the past, mining interests and the manufacturing of steel, canned goods, roofing tile, sewer pipe, bricks, vacuum cleaners, stovepipes, carriages, flour, brooms, and pressed, stamped, and enameled goods occupied the people. The population was 17,288 at the 2010 census.New Philadelphia is adjacent to the city of Dover, which is almost the same size. The two cities are considered to be twin cities. It is one of the principal cities of the New Philadelphia�Dover, OH Micropolitan Statistical Area, which includes all of Tuscarawas County, and is part of the larger Cleveland�Akron�Canton, OH Combined Statistical Area.The Company, New Philadelphia.[20]

 

Norwalk is a city in Huron County, Ohio, United States. The population was 17,012 at the 2010 census. It is the county seat of Huron County. The city is the center of the Norwalk Micropolitan Statistical Area and part of the Cleveland-Akron-Canton Combined Statistical Area. Norwalk is located approximately 10 miles (16 km) south of Lake Erie, 51 miles (82 km) west/southwest of Cleveland, 59 miles (95 km) southeast of Toledo, and 87 miles (140 km) north/northeast of Columbus.Norwalk is at the center of the Firelands, a subregion of the Connecticut Western Reserve. The subregion's name recalls the founding of the area as one for settlers from cities in Connecticut that were burned during the Revolutionary War. Several locations in the Firelands were named in honor of those cities, including Danbury, Greenwich, Groton, New Haven, New London, Norwalk, Norwich, and Ridgefield. Other locations were named for the settlers, including Clarksfield, Perkins, and Sherman.

 

Mount Vernon is a city in Knox County, Ohio, United States. The population was 16,990 at the 2010 census. It is the county seat of Knox County. The city is named after Mount Vernon, the plantation owned by George Washington.Mount Vernon was the birthplace of Industries. There is a large industrial complex in the western part of the city that manufactures and repairs products for the gas and oil power generation industries. It is now Energy Systems, Inc., a subsidiary of North America, which is in turn, a subsidiary of plc.

 

Fairview Park is a city in Cuyahoga County, Ohio, United States. It borders Cleveland to the east, Westlake and North Olmsted to the west, Rocky River to the north and Brook Park to the south. At the 2010 census, the city population was 16,826.

 

Fremont is a city in and the county seat of Sandusky County, Ohio, United States. The population was 16,734 at the 2010 census. It was the home of Ruther B. Hayes, who served as President of the United States from 1877 to 1881. The Ruther B. Hayes Presidential Center remains one of the focal points of Fremont, OH. The National Arbor Day Foundation designated Fremont as a Tree City USA.A H. J. Heinz Company Heinz ketchup plant is located in this town and is active. It was the home to a Sugar processing plant until it closed in 1997.

 

Defiance is a city in the northwestern part of the U.S. state of Ohio, in Defiance County, about 55 miles (89 km) southwest of Toledo. The population was 16,494 at the 2010 census. It is the county seat of Defiance County.Defiance's economy is based on the manufacturing a variety of products. The largest employer is the train division, which is the largest automotive iron foundry in North America. In the wake of Motors filing for Chapter 11 bankruptcy on June 1, 2009, announced that it will continue operating the Defiance facility, thus sparing Defiance the hardship that closing the facility would bring.

 

Streetsboro is a city in Portage County, Ohio, United States. It is formed from the former township of Streetsboro, which was formed from the Connecticut Western Reserve. It is nearly co-extant with the former Streetsboro Township; the village of Sugar Bush Knolls was also formed in part from a small portion of the former township. The population was 12,311 at the 2000 census, and 16,028 at the 2010 census. It is part of the Akron Metropolitan Statistical Area.

 

Middleburg Heights is a city in Cuyahoga County, Ohio, United States. The population was 15,946 at the 2010 census. The current mayor, Gary W. Starr has been in office since 1981.[5]The city has a wide variety of businesses, including UPS, several car dealerships and shopping centers. In the 1960s, the city was primarily agricultural. With the opening of Interstate 71 and its two exits within the city's boundaries, the economy began to move dramatically away from farming and towards retail and light industry.

 

Bay Village is a city located west of Cleveland in Cuyahoga County, Ohio, United States. The population was 15,651 at the 2010 census. Bay Village is located in Ohio's 9th congressional district. In 2012, Family Circle Magazine ranked Bay Village as one of the 10 Best Towns for Families.

 

Aurora is a city in Portage County, Ohio, United States. It is co-extant with, and formed from, the former township of Aurora, which was formed from the Connecticut Western Reserve. The population was 15,548 at the 2010 census. It is part of the Akron Metropolitan Statistical Area.Aurora was designated a Tree City USA by the National Arbor Day Foundation.The historic suburb is home to Aurora Golf and Country Club, which hosted the 1967, 1969, and 1970 Cleveland Open.Aurora High School is ranked tenth in the state by U.S. News & World Report, just behind two other schools in the Northeast Ohio area, Chagrin Falls High School and Hudson High School.

 

Vandalia is a city in Montgomery County, Ohio, United States, and a suburb of Dayton. Its population was 15,246 during the 2010 census. In addition to being the city closest to Dayton International Airport, Vandalia lies at the crossroads of I-75 and I-70, making it a major hub for business.Vandalia is a sister city to Lichtenfels, Germany and Prestwick, Scotland. It is part of the Dayton Metropolitan Statistical Area.

 

Pataskala is a city in Licking County, Ohio, United States. The population was 14,962 at the 2010 census. Pataskala was a small community until 1996, when what was then the village of Pataskala merged with Lima Township, vastly increasing its population and geographic area.

 

Maumee (maw-MEE) is a city in Lucas County, Ohio, United States. It is a suburb of Toledo along the Maumee River. The population was 14,286 at the 2010 census. Maumee was also declared an All-America City by the National Civic League in June 2006.According to the City's 2011 Comprehensive Annual Financial Report,[11] the top employers in the city are:

 

New Franklin is a city located at the southern edge of Summi"

 

You may discovered truck factoring but most people may likely mistake what it is or much more notably what it can do for your firm. Receivable Funding likewise known as accounts receivable financing is a form of asset based lending that can boost a company's immediate cash flow needs. It is not a loan; no debt obligation is taken on by Commercial Factoring ,and the financing is unrestricted. Factoring Loan Companies in Business To Business Factoring Factoring Companies OH at Staffingresource.org- supporting that buy accounts receivables services factoring-companies-oh

Staffingresource.org-Factoring Companies OH

Columbus

Ohio

Factoring Loan Companies

For virtually any company in this case, the trouble can come for waiting for work to lapse and actually be paid into your statement. Invoices, checks, and the like can take some time to actually to beprocessed which can easily leave you with temporary capital dilemmas. Luckily, there are options out there for enterprises to check out-- and among these is factoring providers.

 

 

Factoring Companies Reviews at Olympiccreditfund.Com

Trucking Factoring Companies Reviews

This implies that a truck corporation can compensate the paychecks of the crew, keep all the trucks loaded with gas and continue to go up, rise and expand without consistently waiting for the funds which is taking too prolonged to come in. Trucking Business enterprises functioning without a factoring system established are leaving themselves at notable danger, as contenders cash out quickly and go on to broaden.

 

 



Factoring Companies at Factoringaccounts.Net

 

"Ohio is highly industrialized, yet it also continues to draw economic riches from the earth. Among national leaders in the production of lime, clays, and salt, it is a historic center of ceramic and glass industries. Ohio's soil supports rich farms, especially where it was improved ages ago by additions of glacier-ground limestone. Although most of the state's income is derived from commerce and manufacturing, Ohio also has extensive farmland, and large amounts of corn, soybeans, hay, wheat, cattle, hogs, and dairy items are produced, although the number of family farms is rapidly dwindling. Railroads, canals, and highways crisscrossing the state have since the late 19th cent. provided the means for transporting large amounts of raw materials and manufactures. Lake Erie ports, chiefly Toledo and Cleveland, handle iron and copper ore, coal, oil, and finished materials (including steel and automobile parts). In spite of massive industrial decline since the 1960s, which has made Ohio the center of the ""Rust Belt,"" the state retains many manufacturing centers, with an emphasis on heavy industry. Leading products include transportation equipment, primary and fabricated metals, and machinery."

 

Freight Factoring Companies California

For virtually any company in this case, the trouble can come for waiting for work to lapse and actually be paid into your statement. Invoices, checks, and the like can take some time to actually to beprocessed which can easily leave you with temporary capital dilemmas. Luckily, there are options out there for enterprises to check out-- and among these is factoring providers.

 

 



Factoring Companies at Factoringaccounts.Net

 

 

 

Compare Rates From Factoring Companies

 

Compare Rates From Factoring Companies

 

At one time or another, every business, even successful ones, have actually experienced bad money flow.

Cash flow does not have to be a problem any ever more. Do not be fooled -- banks are not the only locations you can get financing. Other options are offered and you do not have to borrow money. What is trucking factoring ? One solution is called trucking factoring. Truck Factoring is the procedure of offering accounts receivable to an investor instead of waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has an ironic difference: It is the financial foundation of numerous of America's most successful companies. Why is this paradoxical ? Since receivable loan funding is not taught in business colleges, is rarely mentioned in business plans and is relatively unidentified to the majority of most of American business individuals.

Yet it is a financial process that frees billions of dollars every year, allowing thousands of companies to grow and succeed. Accounts Receivable Factoring has been around for countless years. Receivable Loan Financing Businesses are investors who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your customer has agreed pay in the near future. Factoring Principals--Although factoring offers exclusively with business-to-business transactions, a large percentage of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Utilizing the purest meaning of the word, these large customer finance business are truly simply big Truck Factoring Companies of customer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The shop makes money practically immediately, although you do not pay up until you are ready.

For this service, the charge card company charges Sears a charge (typical common normal charges range from two to 4 percent of the sale). The Benefits Staffing Factoring can offer many benefits to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually already been delivered, a business can factor (sell) its receivables for money at a little discount off the amount of the invoice. Payroll, advertising efforts, and working capital are just a few of the company needs that can be met with instant  money.

Invoice Factoring offers the ways for a manufacturer to renew inventory and make even more products to offer: There is no longer a need to wait for earlier sales to be paid. Receivable Loan Financing is not just a money management device for producers: Almost any type company can take advantage of Receivable Loan Funding. Typically, a company that extends credit will have 10 to 20 percent of its yearly sales tied up in invoices at any given time. Think for a moment about exactly how much is tied up in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a customer s invoice, but you can offer that invoice for the cash to satisfy those responsibilities. Using truck factoring companies is a quick and simple procedure. The factor purchases the invoice at a price cut, typically a couple of percentage points less than the stated value of the invoice.

Factoring Companies Reviews at Accountingreceivable.Com

 

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The American Truck Organization
states that there around
195,000 employees with truck
businesses and
300,000 personal providers trucking
firms certified to
run in the United States that transported,
according to their latest listings of millions of
products, materials and
fundamental materials .
There are numerous usual
providers either going solo or in
teams on our country
highways transferring these
crucial items to our
stores, factories and harbors.

And  freight invoice factoring
firms support
many of them and offer their
receivable loan services
nationally comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies OH

 

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Invoice factoring company Calculator
This calculator will show you how much you will make by using our invoice factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our invoice factoring company
Enter the principal balance of your invoice factoring company
(call your invoice factoring company lender and ask for the current payoff amount):
Enter the amount of your monthly invoice factoring company payment:
(invoice amount):
Enter the your invoice factoring company's current interest rate:

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Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

 

 

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Do You Make This Mistake in Your Business

 

"

�So It is not a loan?� Chris Snyder asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she said.Chris was the owner of a small trucking company which had fallen on some hard times recently. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Daryl. He named his business Diaz Trucking, named after Alexander and Glen, his two grandfathers. They had both been hardworking men, and had done a lot to make Chris the same.Disaster had struck half a year ago, when two trucks in Daryl�s fifteen truck fleet went down. One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Daryl's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Chris had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Chris wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Her name was Claire and she worked for a factoring company. Chris had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Chris agreed. It sounded perfect - perhaps too good?.The woman laughed. �You look like you don�t believe me,� she said.�No, I do, I just think it sounds a bit too good to be true. I thought I was going to lose my company.�Claire smiled, agreeing. �We get that a lot. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. Sometimes you need help. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Claire said with a smile. �Let�s see what we can do to help you.�And right there and then they created a business profile. Chris filled the form out, with Claire available to help him if he needed it. The profile filled Claire and her company in on Daryl�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Chris completed his form, Claire listened to his story and she felt quite sure he would be the ideal candidate for Factoring.Claire took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Daryl's hand. He stood before they shook as well, and then smiled. Chris walked Claire to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. Talking to Claire though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Chris couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. He wasn't passionate about the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took half a year off, and in that time he thought to start Diaz Trucking. So he did it. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Daryl's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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"

Since the mid 1980s Wallace Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Wallace Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. And worse yet, Wallace had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Stanley Webb, CEO of Wallace felt a chill go down his spine whenever he would look at the weekly A/R reports. The number of clients who were late in their payments was continuing to grow.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Wallace money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Wallace hadn't gone elsewhere. They had just gone home.The situation looked dire to Stanley Webb. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. After work he would confide in his wife, Connie, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he would say with deep woe.""Well, what do you think it is?"" she would ask.Stanley would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" Stanley said. ""I've relied too long on the profits I receive from invoices alone. For too long I've been allowing our clients to let their accounts become overdue."" All Connie could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Stanley knew very well that Connie was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Stanley strolled into his office and was determined to sit down and make every phone call to every client who had owed Wallace money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Stanley knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Stanley was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Bessieerley knocked at his door.

 

""Can I have a word with you Stanley?"" she asked standing in the doorway.

 

""Sure thing Bessie, come on in."" Stanley leaned back in his chair and looked expectantly at Bessieerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Stanley."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard the word factoring?"" Bessieerley asked.""It does sound vaguely familiar. What is it?"" he said.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Stanley interrupted.""Yes, immediately,"" she continued, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""Stanley replied cautiously ""I see - and what happens then?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. The funding commences once we�ve arrived at an agreement.�Leaning forward, Stanley studied the documents very closely.""It sounds too good to be true, Bessie,"" he said.""Now, now, I know, I thought the same thing. But think about it, Stanley: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Stanley,"" she drew a circle around a paragraph on the document before him.""How flexible?"" asked Stanley.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Stanley.Stanley took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Stanley took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Wallace. Stanley wasn't prepared to lose these relationships just because they were having financial issues at the moment. Stanley knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Bessie, and thankyou."" Bessie stood up and left Stanley's office, with the nice feeling of knowing that she may just have solved a very serious problem.Stanley sat behind his desk and looked over the details Bessie had not mentioned in their meeting. What other issues could freight factoring help Wallace with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Stanley was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Stanley was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Lewis the good news,"" muttered Stanley to himself.Stanley's son-in-law, Lewis, loved the idea behind Wallace and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. At that time Stanley knew the struggles Lewis would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Wallace was hurting, a little guy like Lewis was about to catch his death. But, an antidote may have been found in freight factoring and Stanley was soon to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Stanley found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Stanley looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

 

 

 

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Factoring Trucking Receivables

 

Reasons why Trucking Agencies Utilize Factoring Companies.

 

As the manager of your own company, you may well be much more than mindful already of the difficulty in making sure that capital matters do not become a predicament down the line. After all, the most awful thing that can potentially develop for your business is to find yourself involved in a long and challenging situation that leaves you forever searching for the cash you need on an continuing basis.

 

For any company in this case, the issue can come for waiting for work to lapse and actually be paid out into your balance. Statements, checks, and the like can take some time to actually to beprocessed which can certainly leave you with momentary capital issues. Gratefully, there are approaches out there for firms to check out-- and just one of these is factoring providers.

 

Factoring providers will, in substitution for your statements, grant you with the finances immediately so you do not need to worry about the waiting time frame that could make paying off the bills and acquiring materialsmore tough. With this type of arrangement, invoice factoring can end up being extremely beneficial for plenty of enterprises who ought to avoid a cash lure which they have discovered themselves in.

 

Due to the fact that, depending upon the scale of the task, it can take up to 60 days for many establishments to get paid out then it is essential to blanket your own back and certainly not leave yourself resources short to pay off the costs. After all, how many companies possess two months earnings just lying there to address all their costs until they get paid?

 

This is particularly true of trucking enterprises. They usually take care of lots of accounts which means a notable quantity of collection time concerns company owner themselves. Attempting to get compensated promptly can end up being an unbelievable inconvenience and this is the reason why you make use of truck factoring companies who are delighted to help out truckers primarily.

 

As most of us recognize, trucking is an surprisingly large business with plenty of agencies out there handling hundreds of drivers. Regretfully, quite a few of these drivers wind up in money problems because they are still waiting for work from six weeks in the past to actually pay them. When this is the circumstance for a trucking company, choosing factoring agencies for aid may be the best alternative left.

 

This implies that a truck company can compensate the wages of the crew, keep all the vehicles loaded with gas and continue to scale, grow and expand without consistently waiting for the funds which is taking too prolonged to come in. Trucking Establishments working without a factoring system used are leaving themselves at critical threat, as competitors cash out fast and carry on to develop.

 

There's absolutely not much to be distressed about when it comes to employing a Factoring firm-- they commonly are not like a bank or someone who is going to leave you with a big pile of debt to repay. You give them legitimate invoices from job you have already finalized , you are just speeding the payment system.

 

In the United states of America, where truck enterprises grow, factoring companies are not considered borrowing in any capacity. This private agreement then allows both groups to profit and take joy in a comfortable future-- it gives the factoring provider a guaranteed asset of revenue to put into the list and it gives the trucking firm the required funds that they worked hard to get.

 

The trucking firm bestows their accounts to the factoring company. The trucking factoring company then take the installment payments from the trucking company's clients. Factoring has been all around for centuries and has been employed for many years by a lot of varied markets-- but none exceeding so than truckers. While you may well miss out on a small part of the money, something like 1-3 % depending on who you collaborate with, it means that you are receiving the finances today and can actually begin putting the cash to do work.

 

Anyway, an IOU or an invoice is definitely not going to fund bills, is it? For trucking firms when the cash can be fantastic one day and gone the next, it is up to the drivers to work smartly and to make certain they are leaving themselves with a considerable volume of time and finance to get through the week till they are paid once again.

 

So the next period your trucking business is bearing some temporary capital challenges and you are devoting way too much time chasing inactive paying clients, why not start taking into consideration using a factoring businesses as a means to get your finances and give yourself a more at ease future in the eyes of your trucking crew and your bank difference?

 

 

 

 

 

 

 

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"

The Future of a Trucking Company, and Factoring Ray Crawford let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Ray is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Crawford Trucking Company was at a turning point of growth and Ray had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Ray's father had started this business working as an owner-operator and eventually growing Crawford Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Ray�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Ray�s hands and he wanted to live to see it in better shape for his sons.

 

To move Crawford Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Crawford Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Ray chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Ray believed a successful man is always thinking of his next step. How would he take Crawford Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Ray to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Ray because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients would not have any problems, nor would they think poorly of Crawford Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Ray stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Ray could actually expand Crawford Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Best Trucking Factoring

 

Date Published- 2014- 01-20 Factoring For Trucking Companies

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
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More Freight Factoring Rates -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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